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RENTAL PAYMENT GUARANTEE & SURETYSHIP AGREEMENT

THIS AGREEMENT is made on the date of signature between:

AND

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1. PURPOSE OF THIS AGREEMENT

This Agreement establishes the terms upon which the Guarantor agrees to provide a limited rental payment guarantee in respect of the tenancy described below.

This Agreement is a standalone commercial guarantee agreement and does not create any tenancy, leasehold interest, partnership, agency relationship, fiduciary relationship, or joint liability between the Guarantor and the Tenant.

2. LEGAL INDEPENDENCE & SCOPE

2.1 Independence

The Guarantor is not a party to the tenancy agreement entered into between the Landlord and the Tenant.

The tenancy agreement shall remain a separate and independent legal arrangement between the Landlord and the Tenant.

2.2 Coverage

Subject to the terms of this Agreement, the Guarantor's liability is limited solely to contractual rental payments due under the tenancy agreement.

2.3 No Variation

Any amendment, variation, rent increase, extension, renewal, assignment, surrender, or modification of the tenancy agreement made without the prior written consent of the Guarantor shall immediately render this Guarantee null and void.

2.4 Reference Tenancy Details

3. CONDITIONS PRECEDENT TO ACTIVATION

The Guarantor shall have no liability unless all of the following conditions have been strictly satisfied.

3.1 Mandatory Notification

The Landlord must notify the Guarantor in writing at assure@theguarantor.co.uk within thirty (30) days of the first rental arrears.

Failure to provide such notice shall automatically discharge the Guarantor from all liability.

3.2 Possession Proceedings

The Landlord must commence legal proceedings, possession proceedings, eviction proceedings, debt recovery proceedings, or other formal legal action against the Tenant.

3.3 Evidence Requirement

The Landlord shall provide documentary evidence satisfactory to the Guarantor confirming that legal proceedings have commenced.

3.4 Payment Trigger

Upon receipt and acceptance of such evidence, the Guarantor shall commence payment of guaranteed rent in accordance with Clause 9.

4. VACANCY & TERMINATION

4.1 Early Vacation

If the Tenant vacates the Property, abandons the Property, or otherwise ceases occupation, the Guarantor's liability shall continue for a maximum period of two (2) calendar months following the vacation date.

Thereafter the Guarantee shall automatically terminate.

4.2 Automatic Termination

This Guarantee shall automatically terminate upon the earliest of:

• (a) expiry of the maximum guarantee period;
• (b) payment of the Maximum Guaranteed Amount;
• (c) termination pursuant to any provision of this Agreement;
• (d) sale or transfer of the Property unless approved in writing by the Guarantor.

5. SUBROGATION

Upon any payment being made by the Guarantor, all rights of recovery against the Tenant shall automatically transfer to the Guarantor.

The Landlord shall execute any documents and provide all cooperation reasonably required to facilitate such recovery.

6. NON-TRANSFERABILITY

This Guarantee is personal to the Landlord and may not be assigned, transferred, sold, pledged, or otherwise disposed of without the prior written consent of the Guarantor.

Any attempted transfer shall render this Agreement void.

7. LEGAL CONSULTANCY & COMPLIANCE

The Guarantor may provide complimentary guidance regarding possession proceedings and debt recovery.

Court fees, enforcement costs, solicitor fees, bailiff fees, and all litigation expenses shall remain solely the responsibility of the Landlord.

The Guarantor reserves the right to refuse payment where the tenancy agreement is unlawful, fraudulent, forged, unenforceable, or otherwise non-compliant with applicable law.

8. EXCLUSIONS

The Guarantor shall not be liable for:

• (a) tenancy deposits;
• (b) damages to the Property;
• (c) damages to fixtures, fittings, furniture, or inventory;
• (d) utility bills;
• (e) service charges;
• (f) ground rent;
• (g) insurance premiums;
• (h) legal costs;
• (i) interest;
• (j) penalties;
• (k) consequential or indirect losses.

TENANT RENTAL GUARANTOR SERVICE AGREEMENT & DEED

1. PARTIES

This Agreement is executed as a DEED between:

2. PURPOSE AND PROPERTY DETAILS

Tenancy Type: This guarantee applies to the initial fixed term tenancy and any subsequent statutory periodic tenancy, contractual periodic tenancy, renewal tenancy, extension, continuation, or replacement tenancy relating to the same property until the Tenant has lawfully vacated the property or has been formally released in writing by the Landlord.

3. TENANT'S OBLIGATIONS AND REPAYMENT

3.1 Rent Payment

The Tenant shall pay all rent, utility charges, council tax, service charges, and any other amounts due under the tenancy agreement on time and in full.

3.2 Repayment Obligation

If the Provider makes any payment to a Landlord, Letting Agent, Property Manager, or any authorised recipient as a result of the Tenant's default, the Tenant shall reimburse the Provider in full within ten (10) Business Days of written demand.

3.3 Interest on Arrears

Any overdue amount owed by the Tenant to the Provider shall accrue interest at a rate equal to three percent (3%) above the Bank of England Base Rate. In strict compliance with the Tenant Fees Act 2019, such interest shall only be charged where the relevant debt has remained unpaid for fourteen (14) days or more after becoming due and shall accrue daily until payment is received in full.

3.4 Indemnity

The Tenant irrevocably and unconditionally agrees to indemnify and keep indemnified the Provider against:

• (a) all rent paid by the Provider;
• (b) all compensation, damages or losses paid by the Provider;
• (c) reasonable legal fees;
• (d) debt recovery costs;
• (e) tracing agent fees;
• (f) court fees;
• (g) enforcement costs; and
• (h) all reasonable administrative expenses properly incurred by the Provider as a direct consequence of the Tenant's breach of the tenancy agreement or default.

4. MITIGATION, MEDIATION AND STATUTORY COMPLIANCE

4.1 Mitigation of Loss and Mediation

Where rent or any other tenancy-related payment remains unpaid for more than fourteen (14) days, the Tenant agrees to cooperate fully with any mediation process, repayment arrangement, alternative dispute resolution (ADR) procedure, or arrears management process reasonably requested by the Provider.

4.2 Assistance in Tenancy Resolution

The Tenant acknowledges that where a continuing default materially increases the Provider's liability, the Provider may act as an authorised representative, agent, or interested third party for the purpose of assisting the Landlord, the Landlord's solicitors, or authorised agents in pursuing lawful remedies. Such assistance may include:

• (a) supporting possession proceedings;
• (b) supporting applications before the First-tier Tribunal;
• (c) supporting applications under Section 8 of the Housing Act 1988 (as amended) or any equivalent or replacement statutory procedure;
• (d) facilitating a voluntary surrender of the tenancy where agreed by all relevant parties.

Nothing in this Agreement grants the Provider ownership rights or landlord status in relation to the property.

4.3 Communication and Service of Notices

The Tenant expressly agrees that routine communications, reminders, statements, correspondence, operational notices, and account updates may be sent by Email, SMS, WhatsApp, or other electronic communication methods. However, formal legal notices, default notices, statutory demands, and court-related communications shall be served via verified email and/or registered post to the Tenant's last known address to ensure statutory validity.

5. DATA PROTECTION AND CREDIT REPORTING

5.1 Data Protection

The Provider shall process personal data in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and all applicable privacy legislation.

5.2 Credit Reporting

If the Tenant remains in sustained default, the Provider may issue a Formal Notice of Default. Where the debt remains unpaid for twenty-eight (28) days following such notice, the Provider may report the debt to one or more licensed Credit Reference Agencies (including Experian, Equifax, TransUnion) and debt recovery organisations in accordance with applicable law.

6. REGULATORY STATUS AND GENERAL PROVISIONS

6.1 Not Insurance

The parties acknowledge that this Agreement constitutes a private commercial guarantee arrangement and is not intended to be an insurance contract regulated under the Financial Services and Markets Act 2000.

6.2 Independent Advice

The Tenant confirms that they have been given a reasonable opportunity to obtain independent legal advice before signing this Deed.

6.3 Variation of Tenancy

Any lawful rent review, tenancy extension, tenancy renewal, periodic continuation, amendment, variation, replacement tenancy, or similar change relating to the property shall not release the Tenant from their obligations under this Agreement.

6.4 Continuing Liability

The Tenant's obligation to reimburse, indemnify, and compensate the Provider shall continue until all sums paid, incurred, or payable by the Provider under this guarantee have been repaid in full. Such liability shall survive the termination, surrender, expiry, assignment, or replacement of the tenancy agreement.

6.5 Entire Agreement

This Agreement constitutes the entire agreement between the parties relating to the guarantor service and supersedes all prior discussions, representations, negotiations, or understandings. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.

7. CANCELLATION AND REFUNDS

7.1 Immediate Performance Request

The Tenant expressly requests that the Provider commence the guarantor service immediately upon acceptance of this Agreement, prior to the expiry of any statutory cancellation period. The Tenant acknowledges and agrees that once the guarantee has been issued to the Landlord, Letting Agent, or Property Manager, and the service has been fully performed, any statutory right to cancel may be lost in accordance with applicable consumer protection legislation.

7.2 Refund Policy

Once the guarantee has been issued, activated, or relied upon by the Landlord, Letting Agent, or Property Manager, all fees paid shall be non-refundable.

8. GOVERNING LAW AND JURISDICTION

This Agreement and Deed shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to determine any dispute arising from or connected with this Agreement.

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SIGNATURE SECTION

LEGAL NOTICE TO TENANT: In accordance with the laws of England and Wales, for this document to be validly executed as a DEED, you must sign this document in the physical presence of a witness, who must then also sign, print their name, and provide their details below.

EXECUTED AND DELIVERED AS A DEED BY THE TENANT:

IN THE PRESENCE OF THE FOLLOWING WITNESS:

SIGNED FOR AND ON BEHALF OF SERVICE PROVIDER:

VANGUARD INTERNATIONAL LEASE ASSURE HOLDINGS LTD

Company Number: 17039360 | Registered Office: 156-158 Sackville Road, Hove, England, BN3 7AG

VANGUARD INTERNATIONAL LEASE ASSURE HOLDINGS LTD

Dear Customer,

Thank you for choosing Vanguard International Lease Assure Holdings Ltd.

We are pleased to support you throughout your tenancy application process and look forward to assisting you in securing your new home.

To ensure a smooth and transparent experience, we have outlined the next steps below.

STEP 1 – PROPERTY IDENTIFICATION & APPLICATION

We understand that you have identified your preferred rental property and have provided us with the relevant property details as part of your application.

STEP 2 – FORWARDING THE ATTACHED GUARANTOR LETTER

Attached to this email is our official:

"Guarantor Agreement In-Principle & Corporate Credentials Letter"

Please forward this document directly to your landlord or letting agent.

IMPORTANT:

Before forwarding the document, please ensure that you complete the following fields:

• Your Full Name
• The Property Address

STEP 3 – LANDLORD & LETTING AGENT REVIEW

As part of their normal due diligence process, landlords and letting agents may request information regarding a guarantor's financial standing and ability to support tenancy obligations.

The attached document has been prepared to assist with that review process. It provides an introduction to Vanguard International Lease Assure Holdings Ltd and outlines our corporate credentials, business information and our intention, subject to completion of the application process, to act as guarantor for your tenancy.

Should your landlord or letting agent require any additional information, they are welcome to contact our team directly.

We appreciate the opportunity to assist you and wish you every success with your tenancy application.

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Kind regards,

Customer Operations Team

Vanguard International Lease Assure Holdings Ltd

156-158 Sackville Road Hove England BN3 7AG

Website: theguarantor.co.uk

Company Number: 17039360

© 2026 Vanguard International Lease Assure Holdings Ltd. All rights reserved. Private Commercial Guarantor Services.